Crednovax is an independent credit card comparison platform. We may earn a commission when you click through.
British Airways Amex: No Fee, Big Rewards, Huge APR
This card offers 5,000 Avios if you spend £1,000 in 3 months. But beware the 56.6% APR — it's a potential pitfall if you carry a balance.
The Quick Version
The British Airways American Express® Card is a no-annual-fee option with an impressive 11 Avios per £1 spent on British Airways flights, but the APR is a staggering 56.6% variable. This card shines for frequent BA flyers who pay off their balance monthly.
Rates shown are representative. Your actual rate depends on your credit profile. This is not financial advice.
British Airways American Express® Card
High rewards for BA flights, but watch the APR.
Fees & Rates
Despite the £0 annual fee, the card carries a hefty 56.6% variable APR, according to the official page. You earn 11 Avios per £1 spent directly with British Airways and a 5,000 Avios sign-up bonus if you spend £1,000 in the first three months.
What's Actually Good
Where this card excels is the rewards rate for British Airways purchases, which is among the highest available. The no annual fee is a bonus for frequent travelers who want to rack up Avios without a yearly cost.
The Catch
The downside? That APR. At 56.6% variable, it's one of the highest around. This means carrying a balance could quickly negate any rewards you earn. It's a card best used by those who plan to pay in full each month.
This Card Is For You If...
If you have a good credit score (700+) and travel frequently with British Airways, this card could be a great fit. It's also ideal if you consistently pay off your balance to avoid the high APR.
The Bottom Line
For frequent British Airways travelers who never carry a balance, this card offers valuable rewards with no annual fee. But if you ever carry a balance, that sky-high APR will hurt.
